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This is post will not have much to do with finance or investing. It is a personal post. If you are not in the mood for that sort of thing, you ought to skip this. As you may know, I have not written much or engaged on social media much for several months. I feel … Continue reading Fear


We all have baggage. We’re used to thinking this in the context of relationships and personal hang-ups. In recent years, there are more people talking about it in the context of money, though I suspect a majority of “serious” finance people dismiss this as snowflakey, touchy-feely nonsense. The dismissiveness is kind of a LOL for … Continue reading Baggage


I saw this screencap making the rounds on Twitter: The post reminds me of a favorite koan. The Buffalo Koan. Wuzu Fayan said, “It is like a water buffalo (an ox) that passes through a window. Its head, horns, and four legs all pass through. Why can’t the tail pass through?” From The Gateless Gate … Continue reading Frugality


(apparently the correct spelling is “marshmallow.” I’m not going to go back and change it) There is a famous experiment called “the marshmellow test.” It is a popular point of reference in behavioral finance circles. Here is a summary courtesy of Wikipedia (footnote annotations removed for clarity): The Stanford marshmallow experiment was a study on … Continue reading Marshmellows


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